At Empire Pays, we provide reliable, secure, and affordable credit card processing and payment solutions designed to help businesses grow. As a certified woman-owned small business headquartered in Metro Detroit, we take pride in delivering a more personalized, responsive, and relationship-focused experience—something often missing from larger, one-size-fits-all providers. We proudly serve merchants locally and across the United States with modern payment technology and hands-on support you can depend on.
Our user-friendly systems enable fast, efficient transactions so you can focus on what matters most, which is running your business and serving your customers. Whether you operate a retail store, restaurant, service business, or e-commerce company, Empire Pays delivers customized merchant services tailored to your needs.
From mobile payment processing and standalone credit card terminals to fully integrated point-of-sale (POS) systems and secure virtual terminals, we make accepting payments simple, fast, and dependable wherever your business operates.
*MERCHANTS STAY WITH US BECAUSE THEY WANT TO, NOT BECAUSE THEY’RE FORCED TO*
Empire Pays believes payment processing should be straightforward and cost-effective. We offer transparent pricing with no long-term contracts, giving businesses confidence and flexibility.
Our periodic rate reviews help ensure you always receive competitive pricing. With innovative programs such as surcharging, cash discount, and dual pricing, many merchants reduce credit card processing fees by up to 95%, improving profitability without sacrificing service.
While Empire Pays is proudly based in Metro Detroit, our advanced payment processing solutions support businesses nationwide. We provide merchants with the latest PCI-compliant payment technology, including EMV credit card terminals, fully integrated point-of-sale (POS) systems, mobile payment applications, and secure virtual terminal solutions designed to simplify operations and improve the customer experience.
Our secure credit card terminals support chip cards, contactless payments, and digital wallets like Apple Pay and Google Pay, helping businesses accept payments quickly and securely. For merchants looking for more advanced functionality, our integrated POS systems combine payment processing with inventory tracking, reporting, employee management, and customer insights—giving you a complete business management platform.
For businesses that need flexibility, our mobile payment solutions allow you to accept payments anywhere using smartphones or tablets. Whether you’re operating a retail store, restaurant, service business, or on-the-go operation, Empire Pays provides tools that keep your business moving.
Empire Pays also offers a secure virtual terminal, allowing merchants to process payments directly from any computer or web-enabled device. This solution is ideal for businesses that accept phone orders, mail orders, remote payments, or invoicing, enabling you to manually enter card information and securely process transactions without needing physical hardware. Virtual terminals provide a convenient way to accept payments from anywhere while maintaining strong security and PCI compliance.
Empire Pays combines state-of-the-art payment technology with responsive, personalized customer support, ensuring merchants receive reliable processing, faster checkout experiences, and scalable solutions that grow with their business.
In addition to credit card processing, Empire Pays offers secure and efficient ACH payment processing and electronic check solutions. ACH payments allow businesses to accept direct bank transfers with lower processing costs, ideal for recurring billing, B2B payments, service contracts, and large transactions. With reliable next-day funding solutions, your business can access working capital quickly and efficiently.
Empire Pays helps businesses increase sales and customer retention with customizable gift card processing programs. We offer both physical gift cards and digital gift card solutions that integrate seamlessly with your POS system.
Gift card programs are a powerful marketing tool! They help businesses generate upfront revenue, attract new customers, and encourage repeat visits. Whether you’re a restaurant, retail store, or service provider, our gift card solutions are designed to grow your brand and boost long-term profitability.
